All the information you need to make an educated decision
Student Loan Consolidation Programs
If you are visiting this page, chances are you are among the 50% of college students with student loans. When consolidating student loan debt, it is important to understand your options, and all of the different regulations that apply to private and federal student loans. DebtHelp can help you find your debt solution, and you can receive a student loan consolidation quote directly through our website in minutes.
Federal Student Loan Consolidation
Federal student loans should be consolidated as soon as possible, and should take precedence over private loan repayment. Rates normally go up every year on July 1st, and have grown considerably since 2003. It is in your best interest to lock in the lowest rates possible - the rates as of right now - and to consolidate your debt into one payment through the simple consolidation solutions offered by DebtHelp.com. More Information about Federal Student Loan Consolidation
Private Student Loan Consolidation
Private student loan consolidation through DebtHelp.com is very easy. We will find you the lender that is the best fit for your current financial situation, and help you to consolidate your debt into one loan payment. It is usually simple to combine private loans into one consolidation loan with a lower interest rate (depending on your credit profile). To start a quote through our site, click on the following link. More Information about Private Student Loan Consolidation
Education Loan Changes Effective July 1, 2009
A number of changes to student loan interest rates, origination fees, and repayment plans took effect on July 1, 2009. Read on for a summary of the changes.
Applying for a Direct Consolidation Loan: The 9 StepsIf multiple educational loan payments are getting you down, think about applying for a Direct Consolidation Loan. You may be able to cut the multiple-payment stress and, in some cases, even reduce the interest you're paying. Here are nine steps to help you complete an application.
Information on Private Education LoansBefore you rush out and apply for a private education loan, make sure you apply for all other aid, shop around for the best deal, think about how much to borrow, and understand your repayment options. This information may help.
Educational Loan Forgiveness for Public ServiceBeginning in 2017, you may be eligible for loan forgiveness on student or parent PLUS loans if you have worked in a public service position and made payments on thel loans for at least 10 years.
What Happens to Your Student Loan if You Are Disabled?If you are disabled, you may be able to temporarily defer repayment of your student loans or if you are permanently and totally disabled, you may be eligible to have your loans discharged (cancelled).
Guide to No Cosigner Student Loans
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