All the information you need to make an educated decision
Credit Report, Repair, and Monitoring
Welcome to the DebtHelp Credit Help Center. Before you consider taking out a debt consolidation loan to repair your credit, you should read about your credit report options. Below you will find brief descriptions of the three most common credit help methods. To find out more about a credit product, click the 'learn more' link, and our helpful guide will walk you through step-by-step.
Credit Report
Getting a credit report through DebtHelp.com is easy. It is critical to monitor your credit every year for potential changes that could affect your ability to acquire a mortgage or consolidation loan, or might alter your insurance rates. In addition, checking your credit report frequently helps to lower your chances of becoming a victim of identity theft. Learn more about credit reports.
Credit Repair
Did you know that you can have errors removed from your credit report? By using DebtHelp's credit repair service, you can start to clean up your credit report today. The more mistakes you remove from your credit report, the better your credit will become! You could save thousands of dollars on a mortgage or consolidation loan simply by using a credit repair service. Learn more about credit repair.
Credit Monitoring
Have you checked your credit report lately? Even if you checked it within the past year, there is a good chance that changes have been made since then. Credit monitoring tracks changes in your credit on a daily basis, so that you are immediately notified of any adjustments. It is the quickest way to discover potential identity theft and to find out instantly who has been viewing your credit report. Learn more about credit monitoring.
Consumers Should Shop Around When Looking for Help With Their Debt
In this sour economy, more people find they need help to climb out of debt. Those considering consumer credit counseling should shop around so not to fall prey to an unscrupulous agency.
Not All Consumer Credit Counseling Agencies Are Created EqualChoosing the right consumer credit counseling agency can make the difference between success and failure when it comes to managing your debt.
Managing Debt: Three Things to Consider Before Paying Off Student LoansAs of 2007, the average amount of student loan debt for undergrads was approximately 20,000. How you address student loan debt can influence your overall success in managing debt.
Credit Card Quicksand: Three Things to Consider Before Transferring BalancesManaging debt by transferring high APR balances to a a credit card with a lower APR can be tempting, but reading the fine print and evaluating your willpower can help in avoiding potential problems.
Seven Things to Consider Before Filing BankruptcyThinking of filing bankruptcy to reduce or eliminate credit card debt? Understanding the potential consequences and alternatives is essential.
What is 'Credit Consolidation'? Your Guide to Credit Counseling
Credit consolidation, more commonly known as credit counseling, is a process by which counselors help debtors to find debt relief and to plan for their financial futures. Not to be confused with debt…
Credit Counseling v. Debt ConsolidationPeople often use the terms “debt consolidation” and “credit counseling” interchangeably, but really they are two very…
What to consider when choosing a debt management companyDebt management companies work with clients to help manage, reduce, and ultimately eliminate their debts. A good debt management firm…
45 Questions to Ask a Credit CounselorBelow you will find a list of questions compiled by our debt expert Jack Howard for anyone in search of credit counseling services. These questions should be asked…
What to expect when you use a debt management companyA good debt management company will give your case the individualized attention you deserve, analyzing every detail of your…
