All the information you need to make an educated decision
Chapter 11 Bankruptcy Help
Chapter 11 bankruptcy is a form of reorganization, in which you follow a payment plan to your creditors under the discretion of a bankruptcy court. Unlike Chapter 13, which caters only to individuals, Chapter 11 may be filed either by individuals or businesses. In reality, filers almost exclusively are businesses, because the process is more expensive and complicated than filing Chapter 13.
Chapter 11 also is the most flexible form or bankruptcy, which can be great for some filers. For businesses in need of reorganization, or for individuals with debt loads above the Chapter 13 limits or with numerous assets, Chapter 11 bankruptcy is a good option.
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