Chapter 11 Bankruptcy Help

Bankruptcy vs. credit counseling

Are you thinking the only way out of debt is filing for bankruptcy? Before you do, consider contacting a credit counseling service for help. This article compares credit counseling to filing for bankruptcy.

When debt help is not enough: 3 reasons for filing bankruptcy

Situations can arise that make paying your bills impossible, or that render you ineligible for participating in debt relief efforts such as credit counseling. When you're enduring any of these circumstances, consulting a bankruptcy attorney can provide information about your rights and the consequences of filing bankruptcy.

Is bankruptcy right for you?

Long-term unemployment, health problems and fallen home values can make debt management a nightmare. Here are some tips for deciding if bankruptcy is your best debt management option.

What Happens to Cosigners When You File For Bankruptcy?

Bankruptcy is a very powerful financial tool that can affect the lives of those surrounding the debtor. Cosigners of debt should pay special attention as they are often not protected by someone else's bankruptcy.

Your Credit Rights After Bankruptcy: Discharged Debts and Zero Balances

Rebuilding your credit should be at the top of your priorities after filing for personal bankruptcy. During this process, keep a close eye on your credit report as items can often be reported incorrectly by the credit reporting agencies. In general, all discharged debts should be reported as zero balances after bankruptcy. Often they are reported incorrectly and can end up hurting your credit more than necessary. To avoid these mistakes, understand your credit rights as a consumer even under the stain of bankruptcy.