Chapter 13 Bankruptcy Help

Your Credit Rights After Bankruptcy: Discharged Debts and Zero Balances

Rebuilding your credit should be at the top of your priorities after filing for personal bankruptcy. During this process, keep a close eye on your credit report as items can often be reported incorrectly by the credit reporting agencies. In general, all discharged debts should be reported as zero balances after bankruptcy. Often they are reported incorrectly and can end up hurting your credit more than necessary. To avoid these mistakes, understand your credit rights as a consumer even under the stain of bankruptcy.

What Happens to Cosigners When You File For Bankruptcy?

Bankruptcy is a very powerful financial tool that can affect the lives of those surrounding the debtor. Cosigners of debt should pay special attention as they are often not protected by someone else's bankruptcy.

Chapter 7 and Chapter 13 Bankruptcy--Which is Right for You?

Chapter 7 and Chapter 13 filings each have their own advantages, but determining which might be best for you will depend on your current financial position.

Bankruptcy and Marriage: 6 Things You Need to Know

Bankruptcy is a convoluted process on its own, but involving a spouse could complicate things even further. Whether you are the one contemplating bankruptcy or your spouse is planning to file, it is important to understand how bankruptcy affects the ones around you. While it is legal for spouses to file independently or jointly together, these are six common issues that you are likely to encounter and should be aware of before filing for bankruptcy

Avoid Having Your Bankruptcy Case Dismissed: 8 Tips

The dismissal of your bankruptcy case essentially means it gets thrown out of the bankruptcy court. Once this happens, you lose the protections of bankruptcy, such as the automatic stay, and can then be held responsible for all of your remaining debts.