All the information you need to make an educated decision
Use Credit Monitoring to Avoid Identity Theft
Learning about identity theft is essential to protecting your credit report. If you're confused about identity theft and not quite sure how to avoid it, DebtHelp.com's articles on identity theft can get you started. Monitoring your credit report for changes is one of the best ways to combat identity theft and ensure the accuracy of your report in all three credit bureaus. When you receive up-to-date reports and notification of any changes to your credit report 24 hours a day, you'll be better able to avoid identity theft.
Unlimited Reports
There are various services available through credit reporting agencies, banks, and other credit monitoring agencies that enable 24 hours a day monitoring of your credit and provide you with up-to-date reporting on your credit status.
Consumers Should Shop Around When Looking for Help With Their Debt
In this sour economy, more people find they need help to climb out of debt. Those considering consumer credit counseling should shop around so not to fall prey to an unscrupulous agency.
Not All Consumer Credit Counseling Agencies Are Created EqualChoosing the right consumer credit counseling agency can make the difference between success and failure when it comes to managing your debt.
Managing Debt: Three Things to Consider Before Paying Off Student LoansAs of 2007, the average amount of student loan debt for undergrads was approximately 20,000. How you address student loan debt can influence your overall success in managing debt.
Credit Card Quicksand: Three Things to Consider Before Transferring BalancesManaging debt by transferring high APR balances to a a credit card with a lower APR can be tempting, but reading the fine print and evaluating your willpower can help in avoiding potential problems.
Seven Things to Consider Before Filing BankruptcyThinking of filing bankruptcy to reduce or eliminate credit card debt? Understanding the potential consequences and alternatives is essential.
What is 'Credit Consolidation'? Your Guide to Credit Counseling
Credit consolidation, more commonly known as credit counseling, is a process by which counselors help debtors to find debt relief and to plan for their financial futures. Not to be confused with debt…
Credit Counseling v. Debt ConsolidationPeople often use the terms “debt consolidation” and “credit counseling” interchangeably, but really they are two very…
What to consider when choosing a debt management companyDebt management companies work with clients to help manage, reduce, and ultimately eliminate their debts. A good debt management firm…
45 Questions to Ask a Credit CounselorBelow you will find a list of questions compiled by our debt expert Jack Howard for anyone in search of credit counseling services. These questions should be asked…
What to expect when you use a debt management companyA good debt management company will give your case the individualized attention you deserve, analyzing every detail of your…
