45 Questions to Ask a Credit Counselor
Below you will find a list of questions compiled by our debt expert Jack Howard for anyone in search of credit counseling services. These questions should be asked…
Credit Card Debt: Avoiding Temptation
You're working hard to improve your credit, but sometimes give in to temptation. Here are five tips for understanding and avoiding overspending.
Credit Card Quicksand: Three Things to Consider Before Transferring Balances
Managing debt by transferring high APR balances to a a credit card with a lower APR can be tempting, but reading the fine print and evaluating your willpower can help in avoiding potential problems.
Credit Counseling v. Debt Consolidation
People often use the terms “debt consolidation” and “credit counseling” interchangeably, but really they are two very…
Four Reasons Carrying Cash Will Help You Spend Less Everyday
Carry cash instead of credit cards to help cure your debt problems.
Getting Debt Help: Choosing a Credit Counselor
Asking for debt help can be difficult, but credit counseling services can help you get and stay out of debt. Here's how to find a credit counselor.
Manage Your Debt Management Plan
Avoid financial organizations that push you into a debt management plan (DMP) as your only option before they spend a significant amount of time analyzing your financial situation. In another debthelp.com article,…
Managing Debt: How Compulsive Shopping Undermines Your Goals
So you have a shopping problem. Learning the underlying reasons for compulsive shopping can help in managing debt and improving your life.
Managing Debt: Three Things to Consider Before Paying Off Student Loans
As of 2007, the average amount of student loan debt for undergrads was approximately 20,000. How you address student loan debt can influence your overall success in managing debt.
Not All Consumer Credit Counseling Agencies Are Created Equal
Choosing the right consumer credit counseling agency can make the difference between success and failure when it comes to managing your debt.
Seven Things to Consider Before Filing Bankruptcy
Thinking of filing bankruptcy to reduce or eliminate credit card debt? Understanding the potential consequences and alternatives is essential.
The ABCs of Credit Repair
Got credit problems? Take your first step toward effective debt management. These tips can help you become pro-active in repairing your credit.
The Threat of Wage Garnishment is an Effective Collection Tool
Many consumers struggling with debt worry about the potential of wage garnishment but rarely understand the process.
What is 'Credit Consolidation'? Your Guide to Credit Counseling
Credit consolidation, more commonly known as credit counseling, is a process by which counselors help debtors to find debt relief and to plan for their financial futures. Not to be confused with debt…
What to consider when choosing a debt management company
Debt management companies work with clients to help manage, reduce, and ultimately eliminate their debts. A good debt management firm…
What to expect when you use a debt management company
A good debt management company will give your case the individualized attention you deserve, analyzing every detail of your…
When is the right time to contact a debt management company?
Contrary to what most bankruptcy attorneys will tell you, filing bankruptcy is almost never the best answer. Bankruptcy leaves a serious…
Women and Debt: The Price of Playing Now and Paying Later
Has your payday shopping spree extended to every day? If you're buying things you don't need or use, worrying about bad credit, and having problems making ends meet, it's time to start managing debt.
