32 Tips for Getting the Most out of Financial Aid
Preparing for College1. As part of your college preparations, take the time to become knowledgeable about the various financial aid options that may be available to you. Consider how such options could…
A Bad Mix: Student Loans, Tax Debt, and Debt Collectors
The U.S. government long has used private agencies to collect defaulting student loans, and now tax debt is about to…
Bad Credit Student Loans for High Risk Students
College costs nowadays are through the roof and are only expected to rise in the future. Most students and/or their parents…
Can my wages be garnished if I don't pay my student loans on time?
Student loans are unlike almost any other kind of debt. Since the U.S. government essentially is…
Choosing a Strategy to Repay Student Loans
There are several strategies for repaying student loans. No matter which option you choose, the general goal of repayment…
Closing Windows for Consolidating Student Debt?
Within the debthelp.com series of articles on student loans, you will find great advice about maximizing loan benefits and affording college. Personally, I am vitally interested…
College Budget Ideas
Sometimes there is so little money left over after all of the costs of college that students give up the idea of budgeting entirely. However, planning for future…
College Student Loan Consolidation
Upon graduating from college, most students have some type of student loan debt, while many have multiple loans that must be repaid. Whether your loans are federal…
Dealing With Debt After College
There is an old expression that a fall will not hurt you, just the sudden stop at the end. College graduation is one of…
Federal and Private Student Loan Bankruptcy and Discharge Guide
Student loans are those debts that are taken out for the expressed purpose of funding one’s college education, and they may be either federal…
Guide to No Cosigner Student Loans
Are you a would-be student who would like to attend college, graduate school, or professional school, but are hesitant because you…
How It is Possible to Discharge Student Loans in Bankruptcy
As recently as 1998, it was much easier to discharge student loans in bankruptcy than it is today. The law changed that year, representing…
How to Budget Money After College
Getting though college is not easy, so it is no wonder that so many students just borrow as much money as they can with little regard for the consequences. Today, the average amount of…
How to find the Best Private Student Loan
If you aspire to go to college these days, it basically is a necessity in all but the rarest of cases to take out one or more student loans to finance your education. If you are not eligible to receive…
Important Debt Tips For College
Often, people learn about the cost of college too late – after they have graduated in fact! This is an expensive lesson…
Money-Saving Tips for Adult Students
Going to college is an important, expensive, and somewhat anxiety-provoking decision for anyone, but adult students especially…
Mortgages for Students In School
Before college graduation, is it practical to buy a home rather than rent? After graduation, what can a…
Planning for College: 529 Savings Plans
We all know that college costs already are sky high and that they will continue to climb in the future, but do you know just how much…
Planning for College: Education IRAs
Formally known as Coverdell Education Savings Accounts (ESAs)since 2002, Education IRAS are popular investments made on the behalf of a future college student. Along with 529 savings accounts,…
Rising student loan rates - Should you consolidate?
Federal student loans are unique because they are enforced not by a lender, by the United States government. Because they really are more…
Student Credit Cards in College
It is very easy to be swept up in following the crowd, no matter who you are. Unfortunately, this principle…
Student Loans for Minorities
Unlike most forms of monetary aid, student loans are based on need. Generally, credit scores and…
What happens to your student loan if you declare bankruptcy?
The federal government established the Student Loan Marketing Association (SLMA) in 1972 to allow more people the ability to go to college. SLMA, also known as Sallie…
What is the difference between federal student loans and private student loans?
Federal student loans are offered through Sallie Mae (SLMA, the Student Loan Marketing Association) and are sold to investors. Repayment on these loans is…
Why is the FAFSA so important?
It is that time of year again; when high school seniors across the country complete the daunting task of submitting college applications and waiting anxiously for hopefully welcoming replies. But the applications do not…
