All the information you need to make an educated decision
Credit Report, Repair, and Monitoring
Welcome to the DebtHelp Credit Help Center. Before you consider taking out a debt consolidation loan to repair your credit, you should read about your credit report options. Below you will find brief descriptions of the three most common credit help methods. To find out more about a credit product, click the 'learn more' link, and our helpful guide will walk you through step-by-step.
Credit Report
Getting a credit report through DebtHelp.com is easy. It is critical to monitor your credit every year for potential changes that could affect your ability to acquire a mortgage or consolidation loan, or might alter your insurance rates. In addition, checking your credit report frequently helps to lower your chances of becoming a victim of identity theft. Learn more about credit reports.
Credit Repair
Did you know that you can have errors removed from your credit report? By using DebtHelp's credit repair service, you can start to clean up your credit report today. The more mistakes you remove from your credit report, the better your credit will become! You could save thousands of dollars on a mortgage or consolidation loan simply by using a credit repair service. Learn more about credit repair.
Credit Monitoring
Have you checked your credit report lately? Even if you checked it within the past year, there is a good chance that changes have been made since then. Credit monitoring tracks changes in your credit on a daily basis, so that you are immediately notified of any adjustments. It is the quickest way to discover potential identity theft and to find out instantly who has been viewing your credit report. Learn more about credit monitoring.
What debt management plans can -- and can't -- do
It's easy to find yourself too deep in credit card debt. Credit counseling services can help you consolidate debt, while reducing interest rates and fees to facilitate faster (and cheaper) debt repayment.
FTC files complaint over debt relief firms
The FTC filed a complaint against an individual who allegedly claimed to operate debt relief services affiliated with the federal government.
Your personal debt reduction planEven if you have thousands in credit card debt, you can pay it off by following a strict debt reduction plan.
Record low mortgage rates: Are you ready to buy?With rates for a 30-year fixed-rate mortgage nearing 4 percent last week, home loans are more affordable than ever. But there's more you should consider before buying a house.
Today's Consumers Should Pay Off High Credit Card BalancesA tight credit market and the new consumer credit act could combine to make things tougher for some borrowers. Consumers need to reduce balances to avert trouble or seek credit counseling help.
Guide to No Cosigner Student Loans
Are you a would-be student who would like to attend college, graduate school, or professional school, but are hesitant because you…
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Debt Consolidation for Senior CitizensFew people have more financial choices, yet more opportunities to be overwhelmed by those choices, than senior citizens. Seniors…
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Bad Credit Student Loans for High Risk StudentsCollege costs nowadays are through the roof and are only expected to rise in the future. Most students and/or their parents…
