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	<title>DebtHelp.com Blog</title>
	<link>http://www.debthelp.com/blog</link>
	<description></description>
	<pubDate>Thu, 19 Nov 2009 00:35:35 +0000</pubDate>
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		<title>Debt Consolidation Loans: Pros and Cons</title>
		<link>http://www.debthelp.com/blog/2009/11/18/debt-consolidation-loans-pros-and-cons/</link>
		<comments>http://www.debthelp.com/blog/2009/11/18/debt-consolidation-loans-pros-and-cons/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 23:22:45 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[Debt Consolidation Options]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2009/11/18/debt-consolidation-loans-pros-and-cons/</guid>
		<description><![CDATA[You dread paying your monthly bills; the balances aren&#8217;t decreasng, the due dates change, and extra fees keep adding up. What can you do? Getting a debt consolidation loan can help stabilize your finances and reduce bill paying chores. Here are some options, along with pros and cons for each.
Secured Debt Consolidation Loans
Home refinance or home [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2009/11/18/debt-consolidation-loans-pros-and-cons/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Bankruptcy Has Repercussions for Years</title>
		<link>http://www.debthelp.com/blog/2009/11/16/bankruptcy-has-repercussions-for-years/</link>
		<comments>http://www.debthelp.com/blog/2009/11/16/bankruptcy-has-repercussions-for-years/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 22:40:27 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[Managing Debt]]></category>

		<category><![CDATA[Debt Settlement]]></category>

		<category><![CDATA[Your Credit]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2009/11/16/bankruptcy-has-repercussions-for-years/</guid>
		<description><![CDATA[Filing for bankruptcy should only be used as a last resort if you can&#8217;t dig your way out of debt. Don&#8217;t be fooled into thinking that a bankruptcy filing has little impact on your financial situation. Going this route is certain to affect your entire life for years to come.
Pushed into Bankruptcy
There are many reasons [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2009/11/16/bankruptcy-has-repercussions-for-years/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Credit Card Debt Levels Fall in September; Fees and Rates Rising</title>
		<link>http://www.debthelp.com/blog/2009/11/11/credit-card-debt-levels-fall-in-september-fees-and-rates-rising/</link>
		<comments>http://www.debthelp.com/blog/2009/11/11/credit-card-debt-levels-fall-in-september-fees-and-rates-rising/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 01:58:17 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2009/11/11/credit-card-debt-levels-fall-in-september-fees-and-rates-rising/</guid>
		<description><![CDATA[Consumer debt levels fell for the eighth consecutive month in September, according to a report issued by the Federal Reserve. Falling by an estimated annualized rate of 7.2 percent, U.S. consumer debt fell by approximately $14.8 billion. Consumers have reduced debt by about $86.2 billion since September 2008, but this isn&#8217;t as commendable as it [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2009/11/11/credit-card-debt-levels-fall-in-september-fees-and-rates-rising/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Dangers of Debt Settlement</title>
		<link>http://www.debthelp.com/blog/2009/11/11/dangers-of-debt-settlement/</link>
		<comments>http://www.debthelp.com/blog/2009/11/11/dangers-of-debt-settlement/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 21:48:40 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[Managing Debt]]></category>

		<category><![CDATA[Debt Settlement]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2009/11/11/dangers-of-debt-settlement/</guid>
		<description><![CDATA[Debt settlement has helped some people wipe out or reduce credit card debt and other bills. A California man told MSN Money that he settled $281,000 of debt for $75,000. But debt settlement isn&#8217;t a magic solution and can cause even more financial woes in some situations.
Debt Settlement and Fraud
For every debt settlement program out [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2009/11/11/dangers-of-debt-settlement/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Colorado Study Looks at Debt Consolidation Services</title>
		<link>http://www.debthelp.com/blog/2009/11/05/colorado-study-looks-at-debt-consolidation-services/</link>
		<comments>http://www.debthelp.com/blog/2009/11/05/colorado-study-looks-at-debt-consolidation-services/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 00:33:49 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2009/11/05/colorado-study-looks-at-debt-consolidation-services/</guid>
		<description><![CDATA[The Colorado Attorney General&#8217;s Office found that people who sign up for debt consolidation services often end up paying money without really solving their debt problems, according to the Grand Junction Daily Sentinel. 
The study found that less than 10% of people who signed up with 42  debt settlement and debt consolidation services between 2006 and 2008 had [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2009/11/05/colorado-study-looks-at-debt-consolidation-services/feed/</wfw:commentRss>
		</item>
		<item>
		<title>House Votes to Move Up Effective Dates of Credit Card Reform Law</title>
		<link>http://www.debthelp.com/blog/2009/11/04/house-votes-to-move-up-effective-dates-of-credit-card-reform-law/</link>
		<comments>http://www.debthelp.com/blog/2009/11/04/house-votes-to-move-up-effective-dates-of-credit-card-reform-law/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 00:57:06 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2009/11/04/house-votes-to-move-up-effective-dates-of-credit-card-reform-law/</guid>
		<description><![CDATA[The House of Representatives voted to move up the effective date for some of the legislation proposed under the Credit Accountability, Responsibility, and Disclosure Act (CARD). After constituents complained in the wake of receiving increases on credit card interest rates, lawmakers realized that something had to be done. Unfortunately for many of us, the credit card [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2009/11/04/house-votes-to-move-up-effective-dates-of-credit-card-reform-law/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Get Help With Debt Instead of Walking Away from It</title>
		<link>http://www.debthelp.com/blog/2009/10/29/get-help-with-debt-instead-of-walking-away-from-it/</link>
		<comments>http://www.debthelp.com/blog/2009/10/29/get-help-with-debt-instead-of-walking-away-from-it/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 21:36:28 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2009/10/29/get-help-with-debt-instead-of-walking-away-from-it/</guid>
		<description><![CDATA[You&#8217;ve probably heard about people with large smounts of debt who&#8217;ve chosen to walk away from paying it off. But even if you feel desperate to be free of credit card debt, loans, and other bills, intentionally defaulting on it really isn&#8217;t a good idea.
Reasons for Defaulting
People walk away from debts for various reasons. They may [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2009/10/29/get-help-with-debt-instead-of-walking-away-from-it/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Credit Card Debt: Had Enough?</title>
		<link>http://www.debthelp.com/blog/2009/10/27/credit-card-debt-had-enough/</link>
		<comments>http://www.debthelp.com/blog/2009/10/27/credit-card-debt-had-enough/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 02:06:45 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2009/10/27/credit-card-debt-had-enough/</guid>
		<description><![CDATA[U.S. consumers are battling record unemployment rates, rising health care costs, and falling home values. And guess what? Meanwhile, the credit card companies stand at the ready, raising interest rates, imposing fees, and threatening to impose new fees on those who act responsibly and pay their balances in full each month.
Credit Card Debt: Is it Worth [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2009/10/27/credit-card-debt-had-enough/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Credit Card Debt Collection: Senator Cites Need for Increased Consumer Protection</title>
		<link>http://www.debthelp.com/blog/2009/10/21/credit-card-debt-collection-senator-cites-need-for-increased-consumer-protection/</link>
		<comments>http://www.debthelp.com/blog/2009/10/21/credit-card-debt-collection-senator-cites-need-for-increased-consumer-protection/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 23:53:15 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2009/10/21/credit-card-debt-collection-senator-cites-need-for-increased-consumer-protection/</guid>
		<description><![CDATA[A report issued by the Government Accountability Office (GAO) suggests that unfair debt collection techniques are commonplace.  Senator Carl Levin, D-Michigan supports creating a new federal agency that protects consumer rights and enforces consumer entitlement to ethical collection practices. Although the Fair Debt Collection Practices Act (FDCP) was passed in 1977, Senator Levin suggests updating it [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2009/10/21/credit-card-debt-collection-senator-cites-need-for-increased-consumer-protection/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Getting Student Loans Without a Co-Signer</title>
		<link>http://www.debthelp.com/blog/2009/10/21/getting-student-loans-without-a-co-signer/</link>
		<comments>http://www.debthelp.com/blog/2009/10/21/getting-student-loans-without-a-co-signer/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 22:44:06 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2009/10/21/getting-student-loans-without-a-co-signer/</guid>
		<description><![CDATA[You may be intimidated by the thought of paying for a college education at today&#8217;s prices, especially if you&#8217;ve had a lot of debt in the past and are leery of running up more bills. If you&#8217;re like many people, you probably have considered applying for student loans with or without a co-signer. Here&#8217;s what you [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2009/10/21/getting-student-loans-without-a-co-signer/feed/</wfw:commentRss>
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