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	<title>DebtHelp.com Blog</title>
	<link>http://www.debthelp.com/blog</link>
	<description></description>
	<pubDate>Thu, 08 Sep 2011 04:12:45 +0000</pubDate>
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		<title>Get help with debt before seeking an auto loan</title>
		<link>http://www.debthelp.com/blog/2011/09/08/get-help-with-debt-before-seeking-an-auto-loan/</link>
		<comments>http://www.debthelp.com/blog/2011/09/08/get-help-with-debt-before-seeking-an-auto-loan/#comments</comments>
		<pubDate>Thu, 08 Sep 2011 04:09:04 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[Helping Consumers]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2011/09/08/get-help-with-debt-before-seeking-an-auto-loan/</guid>
		<description><![CDATA[If you have plans to finance a vehicle anytime soon, it&#8217;s a good idea to get help with debt first to boost your credit score. Having weak credit could result in getting a higher dealer rate markup, according to the Center for Responsible Lending (CRL). As a result, people with lower credit scores are more [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2011/09/08/get-help-with-debt-before-seeking-an-auto-loan/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Keeping your personal &#8220;debt ceiling&#8221; from crashing down</title>
		<link>http://www.debthelp.com/blog/2011/09/05/keeping-your-personal-debt-ceiling-from-crashing-down/</link>
		<comments>http://www.debthelp.com/blog/2011/09/05/keeping-your-personal-debt-ceiling-from-crashing-down/#comments</comments>
		<pubDate>Mon, 05 Sep 2011 04:09:29 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[Debt Advice]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2011/09/05/keeping-your-personal-debt-ceiling-from-crashing-down/</guid>
		<description><![CDATA[Your personal &#8220;debt ceiling&#8221; represents the amount of debt you are comfortable owing. FICO recommends keeping credit card balances below one-third of your credit limit. Higher debt levels lower your credit scores. Today&#8217; economy can make paying off credit card debt difficult, but reducing your balances to less than one-third of your credit lines is [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2011/09/05/keeping-your-personal-debt-ceiling-from-crashing-down/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Will debt ceiling deal lead more people to seek help with debt?</title>
		<link>http://www.debthelp.com/blog/2011/08/30/will-debt-ceiling-deal-lead-more-people-to-seek-help-with-debt/</link>
		<comments>http://www.debthelp.com/blog/2011/08/30/will-debt-ceiling-deal-lead-more-people-to-seek-help-with-debt/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 18:46:25 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[Helping Consumers]]></category>

		<category><![CDATA[Managing Debt]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2011/08/30/will-debt-ceiling-deal-lead-more-people-to-seek-help-with-debt/</guid>
		<description><![CDATA[Will the government&#8217;s agreement on the debt ceiling result in more people struggling with student loan debt? While the deal keeps the Pell Grant program intact, loans subsidized by the government will take a hit in July 2012. That could result in students struggling to keep up with interest, ratcheting up their total debt.
Currently, subsidized [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2011/08/30/will-debt-ceiling-deal-lead-more-people-to-seek-help-with-debt/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Is eliminating credit card debt a good investment?</title>
		<link>http://www.debthelp.com/blog/2011/08/26/is-eliminating-credit-card-debt-a-good-investment/</link>
		<comments>http://www.debthelp.com/blog/2011/08/26/is-eliminating-credit-card-debt-a-good-investment/#comments</comments>
		<pubDate>Fri, 26 Aug 2011 23:33:13 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Helping Consumers]]></category>

		<category><![CDATA[Your Credit]]></category>

		<category><![CDATA[Saving money in today's economy]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2011/08/26/is-eliminating-credit-card-debt-a-good-investment/</guid>
		<description><![CDATA[Provide your own debt help program by directing money you&#8217;re investing in non-retirement portfolios toward paying off credit card debt. In general, financial advisers do not recommend accessing or terminating retirement investments for paying off credit card debt.
Paying off credit card debt is a good &#8220;investment&#8221;
    Eliminate the high cost of credit [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2011/08/26/is-eliminating-credit-card-debt-a-good-investment/feed/</wfw:commentRss>
		</item>
		<item>
		<title>File your tax returns to avoid tax liens, other problems</title>
		<link>http://www.debthelp.com/blog/2011/08/25/file-your-tax-returns-to-avoid-tax-liens-other-problems-2/</link>
		<comments>http://www.debthelp.com/blog/2011/08/25/file-your-tax-returns-to-avoid-tax-liens-other-problems-2/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 18:47:58 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2011/08/25/file-your-tax-returns-to-avoid-tax-liens-other-problems-2/</guid>
		<description><![CDATA[Not filing tax returns can result in serious repercussions so don't avoid contacting the IRS to get help with debt.]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2011/08/25/file-your-tax-returns-to-avoid-tax-liens-other-problems-2/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Student loan debt run amok</title>
		<link>http://www.debthelp.com/blog/2011/08/24/student-loan-debt-run-amok/</link>
		<comments>http://www.debthelp.com/blog/2011/08/24/student-loan-debt-run-amok/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 20:26:55 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[Your Credit]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2011/08/24/student-loan-debt-run-amok/</guid>
		<description><![CDATA[Student loan debt in America has ballooned by more than 511 percent since 1999 to about $930 billion, and that has many people sounding alarms about that debt potentially causing another bubble. During that same period, all other household debt rose 100 percent; that includes credit card debt, autos and mortgages.
Debt affects economy
A Fox News [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2011/08/24/student-loan-debt-run-amok/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Low mortage rates increasing 15 year mortgage affordability</title>
		<link>http://www.debthelp.com/blog/2011/08/22/low-mortage-rates-increasing-15-year-mortgage-affordability/</link>
		<comments>http://www.debthelp.com/blog/2011/08/22/low-mortage-rates-increasing-15-year-mortgage-affordability/#comments</comments>
		<pubDate>Mon, 22 Aug 2011 17:15:20 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[Your Credit]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[Economy &amp; News]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2011/08/22/low-mortage-rates-increasing-15-year-mortgage-affordability/</guid>
		<description><![CDATA[Refinancing to a 15 year mortgage can save thousands of dollars in interest accrued over the life of a mortgage loan. Consider the advantages and potential drawbacks of a 15 year mortgage when shopping for a home loan.]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2011/08/22/low-mortage-rates-increasing-15-year-mortgage-affordability/feed/</wfw:commentRss>
		</item>
		<item>
		<title>File your tax returns to avoid tax liens, other problems</title>
		<link>http://www.debthelp.com/blog/2011/08/19/file-your-tax-returns-to-avoid-tax-liens-other-problems/</link>
		<comments>http://www.debthelp.com/blog/2011/08/19/file-your-tax-returns-to-avoid-tax-liens-other-problems/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 21:20:20 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2011/08/19/file-your-tax-returns-to-avoid-tax-liens-other-problems/</guid>
		<description><![CDATA[If you owe a lot of tax debt you may be tempted to put off filing  your return, but that is a huge mistake that can result in some serious  repercussions, including tax liens.
Are you facing jail time?
While the Internal Revenue Service (IRS) doesn&#8217;t throw people in jail  for not paying their [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2011/08/19/file-your-tax-returns-to-avoid-tax-liens-other-problems/feed/</wfw:commentRss>
		</item>
		<item>
		<title>New York City goes after debt settlement firms</title>
		<link>http://www.debthelp.com/blog/2011/08/18/new-york-city-goes-after-debt-settlement-firms/</link>
		<comments>http://www.debthelp.com/blog/2011/08/18/new-york-city-goes-after-debt-settlement-firms/#comments</comments>
		<pubDate>Thu, 18 Aug 2011 20:36:42 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[Debt Settlement]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2011/08/18/new-york-city-goes-after-debt-settlement-firms/</guid>
		<description><![CDATA[Be careful who you go to for credit card debt  relief. There are a lot of debt settlement companies out there who don&#8217;t  deliver on all the promises they make but get paid anyway. Fraudulent credit card debt settlement programs have become such a problem in New York that the city&#8217;s Department of [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2011/08/18/new-york-city-goes-after-debt-settlement-firms/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Debt relief: managing your own &#8220;debt ceiling&#8221;</title>
		<link>http://www.debthelp.com/blog/2011/08/16/debt-relief-managing-your-own-debt-ceiling/</link>
		<comments>http://www.debthelp.com/blog/2011/08/16/debt-relief-managing-your-own-debt-ceiling/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 23:06:17 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[Debt Management Options]]></category>

		<category><![CDATA[Managing Debt]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2011/08/16/debt-relief-managing-your-own-debt-ceiling/</guid>
		<description><![CDATA[Here are some debt management tips helpful for controlling credit card debt.
Debt management 101: Don&#8217;t increase credit limits
When you&#8217;re short of cash or have unexpected expenses, opening another credit card may seem like a good option. Instead, be realistic about how digging deeper into debt helps with your goal of effectively managing debt. Don&#8217;t fall [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2011/08/16/debt-relief-managing-your-own-debt-ceiling/feed/</wfw:commentRss>
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