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	<title>DebtHelp.com Blog</title>
	<link>http://www.debthelp.com/blog</link>
	<description></description>
	<pubDate>Thu, 11 Mar 2010 22:06:21 +0000</pubDate>
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		<title>Debt Management Strategies: Avoiding Credit Repair Scams</title>
		<link>http://www.debthelp.com/blog/2010/03/10/debt-management-strategies-avoiding-credit-repair-scams/</link>
		<comments>http://www.debthelp.com/blog/2010/03/10/debt-management-strategies-avoiding-credit-repair-scams/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 00:13:08 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2010/03/10/debt-management-strategies-avoiding-credit-repair-scams/</guid>
		<description><![CDATA[You&#8217;ve been turned down for credit, or your credit card finance charges keep increasing. Oh yeah, it must be that student loan you blew off a few years ago, or the bills you refused to pay when your spouse ran up the balances just prior to filing for divorce. Whatever the reasons for bad credit, [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2010/03/10/debt-management-strategies-avoiding-credit-repair-scams/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Do You Need Help with Debt?</title>
		<link>http://www.debthelp.com/blog/2010/03/10/do-you-need-help-with-debt/</link>
		<comments>http://www.debthelp.com/blog/2010/03/10/do-you-need-help-with-debt/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 23:00:46 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[Helping Consumers]]></category>

		<category><![CDATA[Debt Management Options]]></category>

		<category><![CDATA[Managing Debt]]></category>

		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2010/03/10/do-you-need-help-with-debt/</guid>
		<description><![CDATA[Many Americans are struggling under the burden of debt. But how can you tell if you are in over your head with credit card debt and other bills? Look for the following warning signs to  determine if you are in deep trouble.

You never have enough money to pay your monthly bills and frequently turn to credit [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2010/03/10/do-you-need-help-with-debt/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Is Credit Card Debt Part of our National Identity?</title>
		<link>http://www.debthelp.com/blog/2010/03/05/is-credit-card-debt-part-of-our-national-identity/</link>
		<comments>http://www.debthelp.com/blog/2010/03/05/is-credit-card-debt-part-of-our-national-identity/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 21:07:36 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[Debt Management Options]]></category>

		<category><![CDATA[Consumer Credit Counseling]]></category>

		<category><![CDATA[Debt Consolidation Options]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2010/03/05/is-credit-card-debt-part-of-our-national-identity/</guid>
		<description><![CDATA[In a recent report, CBS News asserts that U.S. financial institutions have issued over 700 million credit cards, a number equivalent to more than two credit cards for every American.  As a nation, we carry approximately $775 billion in credit card debt. If you&#8217;re unwilling to accept credit card debt as a significant influence in your [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2010/03/05/is-credit-card-debt-part-of-our-national-identity/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Use Tax Refund for Debt Reduction</title>
		<link>http://www.debthelp.com/blog/2010/03/03/use-tax-refund-for-debt-reduction/</link>
		<comments>http://www.debthelp.com/blog/2010/03/03/use-tax-refund-for-debt-reduction/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 22:00:40 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2010/03/03/use-tax-refund-for-debt-reduction/</guid>
		<description><![CDATA[Are you getting a tax refund this year? If so, you may already have a  list of things you&#8217;ve been waiting all year to purchase. A survey by the National Retail Federation (NRF) found that about 13% of people expect to use a tax refund for a major purchase such as a TV, furniture, or [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2010/03/03/use-tax-refund-for-debt-reduction/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Credit Card Debt and Minimum Payments</title>
		<link>http://www.debthelp.com/blog/2010/02/26/credit-card-debt-and-minimum-payments/</link>
		<comments>http://www.debthelp.com/blog/2010/02/26/credit-card-debt-and-minimum-payments/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 16:33:35 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[Helping Consumers]]></category>

		<category><![CDATA[Managing Debt]]></category>

		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2010/02/26/credit-card-debt-and-minimum-payments/</guid>
		<description><![CDATA[Have you looked at your credit card statement recently? The new credit card law (CARD Act) that took effect this week requires banks to show you how long it would take to pay off a balance by making only minimum payments.
Help with Debt Reduction
Most banks are putting a warning about minimum payments in monthly statements. The information can help with debt [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2010/02/26/credit-card-debt-and-minimum-payments/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Debt Management: Prioritizing Credit Card Debt</title>
		<link>http://www.debthelp.com/blog/2010/02/23/debt-management-prioritizing-credit-card-debt/</link>
		<comments>http://www.debthelp.com/blog/2010/02/23/debt-management-prioritizing-credit-card-debt/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 18:45:54 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[Helping Consumers]]></category>

		<category><![CDATA[Debt Management Options]]></category>

		<category><![CDATA[Managing Debt]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2010/02/23/debt-management-prioritizing-credit-card-debt/</guid>
		<description><![CDATA[Prioritizing credit card debt is useful when you eliminate your most costly debts first. Three important steps in debt management include determining annual percentage rates (APRs), debt consolidation options, and setting up a plan to reduce debt each month.
APR: The Painful Part of Credit Card Debt
Federal law requires the APR for consumer credit accounts to [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2010/02/23/debt-management-prioritizing-credit-card-debt/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Obama Wants to Slash Debt. Do You?</title>
		<link>http://www.debthelp.com/blog/2010/02/18/obama-wants-to-slash-debt-do-you/</link>
		<comments>http://www.debthelp.com/blog/2010/02/18/obama-wants-to-slash-debt-do-you/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 22:58:39 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[Managing Debt]]></category>

		<category><![CDATA[Helping Consumers]]></category>

		<category><![CDATA[Consumer Credit Counseling]]></category>

		<category><![CDATA[Debt Consolidation Scams]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2010/02/18/obama-wants-to-slash-debt-do-you/</guid>
		<description><![CDATA[President Obama wants to reduce the national debt. He signed an executive order to create an 18-member commission to slash $14.3 trillion in government debt and the $1.6 trillion federal deficit.
The panel will be comprised of Republicans and Democrats who are tasked with making recommendations to balance the budget by 2015, according to the New [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2010/02/18/obama-wants-to-slash-debt-do-you/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Debt Management: Three Questions for Conquering Debt</title>
		<link>http://www.debthelp.com/blog/2010/02/16/debt-management-three-questions-for-conquering-debt/</link>
		<comments>http://www.debthelp.com/blog/2010/02/16/debt-management-three-questions-for-conquering-debt/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 18:52:13 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2010/02/16/debt-management-three-questions-for-conquering-debt/</guid>
		<description><![CDATA[For those bearing the burden of credit card debt, how you approach the problem can affect your ability to get out of debt and maintain your finances using cash instead of credit.
Debt Management: Understanding the Path from There to Here
Until the economy went south, you could visit many middle class neighborhoods and see neatly kept [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2010/02/16/debt-management-three-questions-for-conquering-debt/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Credit Card Debt: Time to Pitch Your Plastic?</title>
		<link>http://www.debthelp.com/blog/2010/02/12/credit-card-debt-time-to-pitch-your-plastic/</link>
		<comments>http://www.debthelp.com/blog/2010/02/12/credit-card-debt-time-to-pitch-your-plastic/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 20:31:35 +0000</pubDate>
		<dc:creator>klawson</dc:creator>
		
		<category><![CDATA[Debt Management Options]]></category>

		<category><![CDATA[Consumer Credit Counseling]]></category>

		<category><![CDATA[Debt Advice]]></category>

		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2010/02/12/credit-card-debt-time-to-pitch-your-plastic/</guid>
		<description><![CDATA[In 2008, average household credit card debt was about $10,600. Recent reports indicate that Americans owe about $2000 less today, but growing credit restrictions, including cutting credit lines for existing customers and refusing credit to new applicants, is contributing to this trend. Contributing to the controversy over credit cards is recent federal regulatory legislation highlighting [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2010/02/12/credit-card-debt-time-to-pitch-your-plastic/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Paying Off Credit Card Debt Involves Making Smart Choices</title>
		<link>http://www.debthelp.com/blog/2010/02/10/paying-off-credit-card-debt-involves-making-smart-choices/</link>
		<comments>http://www.debthelp.com/blog/2010/02/10/paying-off-credit-card-debt-involves-making-smart-choices/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 20:59:18 +0000</pubDate>
		<dc:creator>fhuff</dc:creator>
		
		<category><![CDATA[DebtHelp.com]]></category>

		<guid isPermaLink="false">http://www.debthelp.com/blog/2010/02/10/paying-off-credit-card-debt-involves-making-smart-choices/</guid>
		<description><![CDATA[Think you don&#8217;t have what it takes to knock out that credit card debt once and for all? Sure you do. You just need to know which debt reduction strategies can get real results. But you also have to choose to make a change to get help with debt and improve your situation.
Debt Reduction Strategies
There [...]]]></description>
		<wfw:commentRss>http://www.debthelp.com/blog/2010/02/10/paying-off-credit-card-debt-involves-making-smart-choices/feed/</wfw:commentRss>
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